About Us
“Thank you for all the help Susan. As always, you made the whole process very easy. You are the best.”
– Christopher Mulanax, CPA
We are Combs & Company…
The innovative insurance brokerage that takes the confusion out of insurance, and dare we say, makes it fun. Our dedicated team of producers and client managers provide clients with in-depth risk assessments so that we can help implement a strategy to protect you, your family, your employees, and your business.
But we’re not just a voice on the phone or an email address. We are touching on some of the most important elements of your work and personal lives, so we are an invested partner, looking to help you achieve your goals.
The smiling faces below are not for show either. We’ve created a fast-paced, mobile work environment which evolves to meet the changing needs of our employees and our clients. This engenders a loyalty and trust between both company and client that results in strong, long-term, and successful relationships.
Meet the Management Team
How we can help you.
1
You the HR Manager:
Is that plate about to tip over? We are here to help! We will work with you to structure a benefit package for your employees that will make you look like a rockstar! Want a shiny enrollment platform? We can do that. Need help on ACA (Obamacare) education? Susan L Combs is one of seven PPACA Certified Experts in the New York Metro area. Need help on ERISA? We have an in-house attorney that’s got your back.
2 You the Business Owner:
Oh the “what if’s” that keep business owners up at night. We know them well and can help put you at ease. We review coverages so you’re paying just for what you need. We provide insights into contract insurance clauses that can be negotiated. We’ll help you determine if you need General Liability, Workers Comp, Errors & Omissions, Cyber Liability, Kidnap and Ransom, or other types of coverage. In other words, get ready to be educated!
3 You the Person:
When we talk to individuals, we hear three common worries: their health, their life, and their stuff. Guess what? We have the exact same worries. That’s why we don’t throw a policy at you. We have in-depth conversations about your individual health insurance, life insurance, disability insurance, or your home owners, auto, and a myriad of other risks you’d rather not think about. Consider us your insurance hotline!
Our Company
With a knack for solving “weird & unusual” coverage requests, Combs & Company has become a go-to resource for business insurance, especially those businesses that don’t fit an insurance carrier’s typical profile. All insurance is about risk, whether it be business or benefits. If an underwriter understands the risk, a coverage can be developed. We work hard to present any individual or company in a language that underwriters understand, increasing the likelihood coverage can be placed.
Our Founder
Susan L. Combs began her entrepreneurial journey in 2005 when she formed Combs & Company at 26 years old. A mentor told Susan that her tenacious spirit and “fixer” personality would shake things up in the insurance industry. Susan has proved him right.
Our Mission
To keep you protected, at work, at home, and everywhere you go. To simplify the insurance process and ensure you have the right coverage, at the right time, at the right price.
Our Promise
To make you an educated consumer. We will give you a little “insurance 101” and help you understand what you are buying and more importantly why you are buying it.